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Purchase Price

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This is the heart and soul of any purchase offer: how much you offer to pay for the house. (But the rest of the offer is just as important, as you'll soon see.) Remember that the offered purchase price is your opening gambit in the negotiating process. Few offers are accepted as made; instead, the seller is more likely to come back with a counteroffer.

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  • Compare homes

    Shopping for a home is a lot like dating. It can be fun, and you might fall in love.

  • Shopping on the Internet

    Looking at homes online is a great way to acquaint yourself with what's on the market.

  • Working with a mortgage broker

    If you choose a mortgage broker, you work directly with her and she works with the lender.

  • Do the paperwork

    Read on to learn about the paperwork involved in a typical loan application.