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Relying on Software and the Web

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    Whether you're trading up to a more costly property or looking to downsize and you need to figure out whether to sell your house, you need to review your overall personal financial situation, especially your budget. You can rely on financial software and the Web to help make the decision.

    If you enjoy harnessing the power of your computer instead of using the old-fashioned tools of paper, pencil, and calculator, you can use software programs such as Quicken or Microsoft Money to assist with your budgeting and expense tracking. (If calculators are already considered oldfashioned, what does that make us?)

    If you need to crunch some numbers to see where you stand in saving for your retirement, good software can be a godsend. Check out Vanguard's Web site (www.vanguard.com), or T. Rowe Price's workbooklets, which can be obtained by calling (800) 638-5660 or by using their online tools at www.troweprice.com.

    Current
    Mortgage Rates
    Mortgages on Zillow
    • Compare homes

      Shopping for a home is a lot like dating. It can be fun, and you might fall in love.

    • Shopping on the Internet

      Looking at homes online is a great way to acquaint yourself with what's on the market.

    • Working with a mortgage broker

      If you choose a mortgage broker, you work directly with her and she works with the lender.

    • Do the paperwork

      Read on to learn about the paperwork involved in a typical loan application.