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The Mortgage Process

Related topics

- Applying for a Loan
- Analyzing Risk

Before you take the mortgage plunge, know what you're getting into. We take you behind the scenes to show you what happens to your mortgage application from the time you submit it to the time you're clear to close.

Why a Down Payment?
Calculate Your Down Payment
Alternatives to Paying 20 Percent Down
Mortgage Basics
Types of Mortgages
Choose the Term of Your Mortgage
Government Financing Programs

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Compare homes

Shopping for a home is a lot like dating. It can be fun, and you might fall in love.
Shopping on the Internet

Looking at homes online is a great way to acquaint yourself with what's on the market.
Working with a mortgage broker

If you choose a mortgage broker, you work directly with her and she works with the lender.
Do the paperwork

Read on to learn about the paperwork involved in a typical loan application.