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HUD Settlement Cost Booklet

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By law, your lender must give you a copy of the booklet titled, Shopping for Your Home Loan. It contains information about the home-buying and financing process: deciding to buy a home, finding the home you want, shopping and applying for a loan, understanding what your loan will cost you, and how closing works. If you don't get a copy of this booklet, ask for it.

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  • Compare homes

    Shopping for a home is a lot like dating. It can be fun, and you might fall in love.

  • Shopping on the Internet

    Looking at homes online is a great way to acquaint yourself with what's on the market.

  • Working with a mortgage broker

    If you choose a mortgage broker, you work directly with her and she works with the lender.

  • Do the paperwork

    Read on to learn about the paperwork involved in a typical loan application.