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ARM Disclosure Statement

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If your loan has an adjustable rate, you'll also get an ARM disclosure statement to make sure you understand how these loans work. This disclosure, which you should receive with the application form, is a written summary of the terms and costs of your loan. The ARM disclosure also includes an overview of the past performance of the index to which your loan is tied, and a copy of the Federal Reserve Board's Consumer Handbook on Adjustable-Rate Mortgages.

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