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Creative Financing Options

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Some homebuyers look beyond the traditional options offered by commercial lenders and government programs. This section describes other kinds of financing that may help you buy your new home. Before you head down the road less taken, though, be aware that these options may be riskier than traditional financing. Always consult a real estate attorney to make sure you know what you're getting into.

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  • Compare homes

    Shopping for a home is a lot like dating. It can be fun, and you might fall in love.

  • Shopping on the Internet

    Looking at homes online is a great way to acquaint yourself with what's on the market.

  • Working with a mortgage broker

    If you choose a mortgage broker, you work directly with her and she works with the lender.

  • Do the paperwork

    Read on to learn about the paperwork involved in a typical loan application.